Travel Insurance How do I get a quotation?
Answer:
If you have visited the other pages on this site you will now have a better understanding of:
-
Which type of policy you require
-
How to reduce your premiums
You are now informed you can make a better choice of the policy that best meets your needs.
What next?
Why should I shop around for a Travel Insurance Quote?
Answer:
Although Insurers share Underwriting information particularly to deter fraud they do not share confidential information about their claims experience. The reason why is that all Insurers are competitive and they use this information to determine what premiums to charge their customers. There is no such thing as a Standard Travel Insurance Premium hence the reason why it is worthwhile shopping around for Travel Insurance Quotations.
Where do I obtain a Travel Insurance Quotation?
Answer:
Obtaining travel insurance Quotations is Free it only requires a little time and effort to seek alternative quotations.
All you need to do is prepare beforehand so that you can complete the proposal form on line to enable you to get a quotation. A little preparation also enables you to get other quotations for comparison purposes.
Direct On Line to Insurers / Brokers
Most of the Main Travel Insurers / Brokers have access to obtaining Free Travel Insurance Quotations on line. A suggested number of companies is given below (in no preference) Search the web for these providers
For 90% of persons applying you should be able to get an instant quotation however if you have an adverse Claims history or medical history or other issues you may find that it is not possible to obtain a quotation on line.
Do Not Give Up
Invariably if the Insurer / On Line Providor is unable to Quote on line they will give you a number to contact so that you can speak to an advisor direct. Hopefully following a telephone conversation they will be able to provide you with a quotation.
If you answer questions with the Insurance Company have your Typical Questions and Answers to hand. Do not assume that the telephone conversation is unimportant, the answers you give will form the basis of the Proposal Form. Most telephone calls are recorded and it is therefore important that you answer any question accurately. Any failure to do so may render your policy void in the event that you make an Insurance Claim
Summary
Hopefully by shopping around and comparing the different quotations received you are now in the position to obtain a travel insurance Policy which suits your requirements at a competitive price.
Make sure you read and understand what you have purchased and that it provides the cover that you require.
Watch out for endorsements and make sure you can comply with any Terms and Conditions stated
|